Porters has secured €2.7 million in pre seed funding as it sets out to modernise one of the least digitised areas of banking, back office operations that are highly regulated, time sensitive, and still heavily manual. The new capital will be used to accelerate the development of the company’s AI driven software, designed to help banks scale complex operational workflows without expanding headcount.
A focused bet on operational banking pain points
The funding round was led by Earlybird, with participation from Seedcamp and a group of fintech founders and senior industry operators. Angel investors include Martin Kassing of Upvest, Alexandre Prot of Qonto, Lukas Zörner from Penta and Integral, and Adrien Treccani of Metaco. Additional backing came from Casper Wahler of Hedosophia and Jonathan Brander, whose experience spans Upvest, FNZ, and Schröders.
Founded by Konstantin Kotulla, Christopher Barth, and Dr Michael John, Porters is building AI native software aimed at banking operations teams that deal with large volumes of regulated, deadline driven processes. While much of consumer facing banking has been transformed by digital products, many internal workflows remain dependent on manual processing, fragmented systems, and human oversight.
Automating where compliance matters most
Porters is initially targeting account seizure and insolvency management, areas that generate high case volumes and carry strict regulatory requirements. These workflows require precise execution, detailed documentation, and constant monitoring, making them costly and difficult to scale using traditional approaches.
The company’s platform automates routine steps in these processes, allowing banking teams to handle significantly more cases without increasing staff numbers. By reducing the burden of repetitive tasks, internal teams can focus on complex exceptions, regulatory judgment calls, and customer facing coordination, while maintaining compliance standards.
According to the founders, the goal is not to replace banking teams, but to give them the tools needed to operate more efficiently in an environment where regulatory expectations continue to rise.
An AI native service model
Unlike many automation tools that focus on narrow task execution, Porters combines AI based technology with a vertical service approach. This allows the platform to integrate more deeply into bank operations, adapting to regulatory requirements and internal processes rather than forcing teams to change how they work.
Konstantin Kotulla, co founder of Porters, said that despite decades of digitalisation efforts, many banking operations remain largely manual.
“We’re solving this by building an AI native service that doesn’t just automate tasks, but truly allows scaling without adding headcount. All while maintaining the resilience and compliance that financial institutions require,” he said.
The company believes this approach will be particularly valuable as banks face growing operational pressure from regulatory scrutiny, cost constraints, and increasing transaction complexity.
Backed by operators who have scaled fintech before
Investors in the round point to the team’s focus on real operational problems as a key differentiator. With angel backers who have built and scaled financial infrastructure companies, Porters benefits from practical insight into the challenges of running regulated financial services at scale.
Earlybird and Seedcamp both highlighted the opportunity to apply AI meaningfully in areas of banking that have seen little innovation but represent a significant cost and risk burden for institutions.
Expanding beyond the first use case
With the new funding, Porters plans to further develop its product and expand support to additional back office services across banks and fintechs. Future use cases are expected to include other regulated operational processes that share similar characteristics, high volume, strict deadlines, and heavy compliance requirements.
As financial institutions look for ways to increase productivity without expanding teams, Porters is positioning itself as a platform that brings AI into the operational core of banking, quietly reshaping how essential but often overlooked processes are run in the AI era.
