European financial institutions are entering a new phase of regulatory intensity, as overlapping cybersecurity, AI, and operational resilience rules reshape how compliance must be managed in practice. Against this backdrop, European regtech startup Copla has secured fresh funding to position itself as a real time compliance backbone for regulated financial services operating under mounting regulatory pressure.
Series A funding to scale compliance infrastructure
Copla has raised €6 million in a Series A funding round led by Baltic DeepTech and AI venture capital firm Iron Wolf Capital. US based Operator Stack also participated in the round, alongside existing investors Specialist VC, SuperHero Capital, FirstPick, NGL Ventures, Loggerhead Partners, and a group of angel investors. The funding is intended to support product development, team growth, and expansion beyond the European Union.
Founded in 2023, Copla focuses on building real time compliance execution infrastructure for regulated financial services, including fintechs and third party providers that must comply with increasingly complex European regulations while operating with limited compliance resources.
A regulatory landscape in transition
European financial institutions are currently navigating a rapidly evolving regulatory environment. The Digital Operational Resilience Act is now in force, introducing strict requirements around ICT risk management, incident reporting, and third party oversight. In parallel, obligations under the EU AI Act are expected to take effect from August 2026, while the Cyber Resilience Act will apply from December 2027.
At the same time, financial organisations are facing new operational threats driven by AI powered fraud, automated attacks, and increasingly sophisticated social engineering tactics. These developments are forcing companies to rethink traditional compliance models that rely heavily on static documentation and periodic audits.
Smaller fintechs and regulated service providers face particular challenges, as they are often required to meet the same regulatory standards as larger institutions without access to extensive governance or security teams.
Turning regulation into executable workflows
Copla’s ICT compliance platform is designed to help organisations interpret and implement regulatory frameworks such as DORA, the EU AI Act, and the Cyber Resilience Act. Instead of relying on spreadsheets and manual tracking, the platform converts regulatory obligations into guided workflows that can be followed and updated continuously.
The system maintains live records of assets, vendors, risks, and controls, allowing compliance data to remain current as regulations evolve and business operations change. Supporting evidence is stored within the platform, helping organisations prepare for audits and demonstrate compliance without last minute data collection.
According to Aurimas Bakas, co founder and chief executive of Copla, regulation is becoming more precise while compliance execution remains outdated. He said the company was built to ensure compliance stays current by default, allowing businesses to scale without audit driven disruption.
Beyond software, operational support
In addition to its software platform, Copla offers access to in house and fractional CISO expertise, as well as a network of European partners that can support audits, risk assessments, and regulatory processes. This hybrid approach is intended to help companies bridge gaps between regulatory interpretation and operational execution.
The company was founded by Aurimas Bakas, Andrius Minkevičius, and Nojus Bendoraitis. Minkevičius previously co founded core banking platform Paysolut, which was acquired by SumUp in 2021, while Bendoraitis brings legal and regulatory experience from the fintech and cybersecurity sectors.
Expanding across markets and organisations
The new funding will also support the expansion of Copla Bridge, a platform layer designed for partners, consultants, and multi entity organisations that need to manage compliance across several companies from a single view. This capability is aimed at financial groups, compliance advisors, and service providers operating across borders.
As regulatory scrutiny intensifies across Europe and beyond, Copla is positioning itself as a foundational layer for compliance execution, enabling regulated financial services to adapt to new rules while maintaining operational resilience at scale.
