Vickii’s AI Brain Powers Up finanzen.net ZERO

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German AI fintech startup Vickii has been acquired by the finanzen.net Group, marking a notable exit for a company that began as a university project and grew into a consumer-facing investment intelligence platform. The acquisition brings Vickii’s artificial intelligence technology and founding team into one of Europe’s largest financial information ecosystems, including the neo broker finanzen.net ZERO.

The transaction underscores a broader shift in financial services toward AI driven personalisation and user centric decision support, as established platforms look to integrate intelligent tooling directly into the investor journey. Financial details of the deal were not disclosed.

From student project to AI investment platform

Vickii was founded in Münster by Jai Bheeman, Lukas Söllner, and Alexander Brils while they were still university students. The trio set out to rethink how individuals interact with financial markets, starting from the belief that investing should be intuitive, understandable, and personalised rather than overwhelming or opaque.

Artificial intelligence became central to that vision. Early prototypes evolved into a scalable AI engine capable of processing complex market data and translating it into actionable insights for everyday investors. Over time, the platform attracted a high five figure user base and raised more than €2 million in funding, validating demand for AI assisted investing tools aimed at a digital native audience.

Scaling impact through a European platform

With the acquisition, Vickii’s technology will be deployed within the finanzen.net Group, which reaches millions of users across Europe through its financial portal and brokerage offering. For the founders, the move represents an opportunity to scale their original mission significantly faster than as an independent startup.

According to Vickii’s CTO Jai Bheeman, the company was built to make investing clearer and easier, and joining finanzen.net allows that mission to be realised on a much larger stage. He noted that the group’s execution driven business model and access to broad user data provide an ideal environment for accelerating AI product development.

A natural strategic fit with finanzen.net ZERO

For the finanzen.net Group, the acquisition strengthens its focus on AI powered, user centric financial services. Rather than relying primarily on subscriptions or advertising, the group operates an execution based brokerage model, aligning closely with Vickii’s original product philosophy.

Alexander Brils, CPO of Vickii, described a neo broker as the logical long term exit route for the company. While the timing was not planned, the opportunity to integrate directly with finanzen.net ZERO enables faster experimentation, real world deployment, and meaningful product iteration at scale.

Enhancing the end to end investor journey

The finanzen.net Group plans to gradually integrate Vickii’s AI capabilities into both its financial portal and brokerage offering. The goal is to provide investors with clearer guidance across the entire journey, from market information and analysis to concrete investment decisions.

Group CEO Muhamad Chahrour said that pragmatic use of AI can create substantial value for users by structuring information more clearly and improving orientation in complex markets. He added that the Vickii team brings precisely the kind of applied AI expertise the group wants to expand.

Founders stay on to build AI driven products

As part of the acquisition, the Vickii founders will continue working within the finanzen.net Group, contributing to the development of new AI supported products and content. Their ongoing involvement signals a long term commitment to embedding artificial intelligence deeply into the group’s financial services stack.

The deal reflects a growing trend of early stage AI fintechs being acquired not just for technology, but for teams capable of translating complex data into user friendly financial experiences at scale.

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