As competition intensifies across the global fintech landscape, ClearScore is taking a decisive step to broaden its financial services ecosystem. The London headquartered company, best known for giving millions of users free access to their credit scores, has acquired Acre Platforms, a UK mortgage technology provider. The move marks ClearScore’s first push into the mortgage market and continues a strategy of expanding into adjacent credit and lending categories.
A Strategic Shift Toward Home Financing
ClearScore’s acquisition of Acre follows its purchase of secured loan provider Aro Finance in 2024 and online budgeting platform Money Dashboard in 2022. With these additions, ClearScore has steadily repositioned itself from a consumer credit comparison platform into a more comprehensive financial marketplace.
Acre, also London based, operates an end to end mortgage platform used by brokers across the UK. The company has built a reputation for modernising mortgage workflows through data driven tools that streamline case management, compliance and product matching. It has a team of forty seven employees who will now become part of the ClearScore Group.
ClearScore did not disclose the acquisition price.
Integrating Mortgage Demand With Broker Technology
ClearScore says the acquisition will allow the company to route mortgage demand from its large global user base directly into Acre’s broker ecosystem. The fintech serves millions of users across the United Kingdom, South Africa, Australia, New Zealand and Canada, giving it a broad distribution network for mortgage leads.
The company plans to integrate Acre’s technology across these international markets, creating a unified platform for users seeking mortgage guidance, product comparisons and access to brokers.
ClearScore co founder and chief executive Justin Basini says the deal strengthens the company’s long term strategy to expand into home lending. He notes that Acre’s technology will help ClearScore develop new mortgage experiences for customers while accelerating internal product development in the category.
Acre Aims to Scale Its Broker Platform
Acre CEO Justus Brown says joining the ClearScore Group marks a major step in the company’s evolution. He highlights that Acre’s platform has transformed the way brokers work by bringing data, documents and case progress into one coordinated system. Becoming part of ClearScore will enable Acre to scale its technology, reach more brokers and support a broader network of consumers searching for mortgages.
Acre’s product suite offers tools for fact finding, case management, compliance workflows and lender submissions. Its software is designed to reduce administrative burden for brokers while improving accuracy and speed in matching clients with suitable mortgage products.
A Growing Fintech With Global Ambition
The acquisition is the latest in a series of moves that point to ClearScore’s ambition to become a multi category financial platform. By bringing credit scoring, lending, budgeting tools and now mortgages under one umbrella, ClearScore is positioning itself as a central hub for consumers looking to understand and manage their financial lives.
The company’s international footprint gives it additional leverage. By deploying Acre’s technology across South Africa, Australia, New Zealand and Canada, ClearScore plans to create a consistent mortgage experience in markets where broker based lending is common and in demand.
A Step Toward a Full Spectrum Financial Ecosystem
Mortgages represent one of the most complex and high stakes areas of personal finance, and ClearScore’s entry into the segment reflects both a strategic opportunity and a natural extension of its services. Millions of users already rely on the platform to assess their credit health and explore loan options. Adding mortgage tools and broker connectivity deepens user engagement and creates new business lines for the company.
With Acre now part of the ClearScore Group, the fintech is poised to shape a more connected and data rich home lending experience across its global markets.